Property Investment

Property investment in Australia

Property investment for investors in residential real estate. Guidelines on investment locations in the property markets of Sydney, Melbourne, Brisbane, Perth, Gold Coast and Canberra.Sensible investments in property residential or non-residential have many benefits, including capital growth.
You don’t need to be a rocket scientist to begin making substantial real estate profits out of property investment. All you need is the right property, bought at the right price, with the right person living in it, under the right property investment strategy.
Property investment
Property has been a popular way to wealth  and investment for many Australians for many years. Buying their own home is often the first major investment many people make, purchasing another property may well pu them in the investor category with shares  also being another major invesmtne by many australians.


Do the maths for property Investment

It is important toCalculate how much of your income you can afford to spend on loan repayments. Note that “mortgage stress” is commonly defined as households who pay more than 30% of their gross household income in housing costs, so when considering a mortgage you should ideally be calculating the loan repayments on one third or less of your pre-tax income
Sensible investments in property have many attractions. Property can be less volatile than shares though not always and it tends to be regarded as a safe haven when other assets are declining in value.
Whether you are a first home buyer or an experienced homebuyer, you need to ask yourself why you want to buy. Will you want to live in it or are you buying it as an investment to rent it out and pay it off? Do you want a house or apartment, large or small, townhouse or land to build? Whatever your answer, the more real estate market research you do, the more likely you are to effectively define your goals and understand what’s affordable.
Australia property investment
You may need  to keep in mind that a deposit of 10 per cent or more of the initial purchase price may be needed and you will also need to factor in some initial upfront expenses such as legal fees, loan establishment fees, government charges, property and pest inspection fees, moving costs and building and contents insurance.

Tips  to Find the right finance package to suit your needs.

  • Invest in property at an affordable weekly repayment.
  • Invest in property with no deposit ( save your depsoit).
  • Increase your wealth through smart property investmentresearching well for loans and property areas and also Investment Finance and Negative Gearing.
Some more things to look out for when purchasing a property
  1. The purchase price should not be too high.
  2. The property should not be in an area of low capital growth potential.
  3. The maintenance costs are too high.
  4. The rental income is too low.
  5. The loan taken out was structured wrongly.
  6. There is enough scope for tax deductions if investment property

Related links :

first-home-buyer-pitfalls-and-risks

Saving tips on your home loan

Negative gearing at the right time

Negative gearing -Short simple example

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