Category: home loans
What insurance policies do property investors need?
We all take out car or home insurance when we buy a new vehicle or house, but what about when we buy an investment property – what insurance should investors consider in this case? What insurances do I need now I have more than one mortgage? Insurance should be a highly important part of your […]
5 Things You Need to Know About Superannuation
Planning for retirement is so very important and must be treated with the utmost of consideration to ensure basic needs are being met, and one has enough financial resources to live out your twilight years comfortably. Superannuation is an excellent way to start putting away for your retirement income, as it offers many benefits, including […]
How to Get the Best Personal Loan In Australia
It’s not always easy to pay for a new investment or a summer holiday out of our regular incomes. We all need a little credit every now and then. Personal loans are one of the most common ways to borrow money for a specified period of time. Here, you agree to borrow a certain amount […]
Pay off your home loan in 6 years | Offset Accounts deconstructed
I just opened a Property Investor magazine today and saw this property investment spruiker advertising “ Pay off your loan in less than 6 years” and i said myself , “Geez thats what i need” . No really – i dint tell myself that , because there is so much more to that statement than […]
Factors responsible for bad credit history & remedies
Having a bad/impaired credit history can seriously dent an investor’s chances of securing credit for future investments. Regular loan providers always prefer handing out loans to people with sound and clear credit history, and for obvious reasons. Credit lending is a very risky business and any loan sanctioned to the investor with bad credit history […]
Official cash rate cut announced of 25 basis points
At the RESERVE BANK OF AUSTRALIA Board Meeting today, it was decided to lower the cash rate by 25 basis points to 3.25 per cent, effective 3 October 2012 RBA governor Glenn Stevens said the outlook for global growth had softened with China’s expansion now tracking at a slower pace and continuing weakness in Europe. […]
Why debt consolidation can be bad !!
Deep in debt ?
Too many loans you cant keep up repayments with ?
In trouble with credit card debts ?
Saving tips on your home loan
Example ( saving on Interest home loans and shortening the loan term )
Changes to First home owners scheme
The first-home owners grant will be restricted to people buying homes worth up to $750,000 from next year amid fears the market is overheating. Fierce competition that started late last year in the lower end has now expanded into the mid to upper sectors. A surge of Australian investors is also gaining momentum.Buyers of all […]
