Forgetting your monetary woes in 2014

| January 20, 2014

monetary woes australia and budgetting

For those of you that found 2013 financially challenging, the bad news is that 2014 looks set to get tougher yet, with many families struggling to make ends meet and having to rein in their spending in most areas including leisure activities, grocery shopping and energy bills.

Sticking to a tight budget can be tough but is a real necessity for anyone looking to cut back, or save for an important event. It takes willpower and a drastic shift in attitude but is worth it to achieve financial peace of mind. When you see the savings pot grow you feel encouraged to keep living frugally and it becomes a whole new way of life.

The great news is that it is still possible to find fun and free activities to keep even the most adventurous of us happy and with a little research and effort you could be enjoying some great days out (or in) this year for absolutely nothing!

1. Shop around for the best online deals and get your finances in order

Whilst this may not sound like much fun at first, getting your finances in order is a great start to a new frugal lifestyle and will make your life a great deal more relaxed and organised in the long run.

Spend a few hours organising and filing all your bank statements, insurance documents, utility bills and other important documents. Also use this time to check online to make sure you are getting the best deals and take immediate action if not.

For example, taking five minutes to check insurance comparison sites like Captain Compare could save you hundreds of dollars and is so quick and easy to use. Simply enter a few basic details about your vehicle and personal circumstances, then sit back and let the system do the hard work for you. It will check prices against some of the biggest insurers in the marketplace to ensure you get the best deal.

2. Get involved with your community

Being involved in your community makes you a better citizen and can also help to give you a voice on important matters. There are a number of different options for you to get involved. These range from helping local sports teams to volunteering to help local charities.

Volunteering can help you build fulfilling relationships and also has some surprising additional health benefits. Creating new friendships can reduce depression, and feelings of loneliness and isolation.

3. Teach yourself basic car maintenance

Learning how a car engine works will provide a number of benefits – you’ll save money and gain an interesting and useful new hobby.

There are a number of online sites that walk you through some of the most basic car maintenance processes such as changing oil, checking tyre pressure and even giving your vehicle a basic service.

4. Make a bucket list

Everybody has a bucket list, even if it’s just a bunch of vague life goals that are floating around in your head.

Spend a few enjoyable hours dedicating these goals to paper or screen, just the action of doing this will make them more real and therefore should make you more determined to achieve them.

Not everything on the list have to be big or life changing, just things you have always wanted to do but never had time. It could include things like dancing in warm summer rain as well as more longer term goals like buying a bigger house or travelling around Europe.

5. Start a blog

If you love writing, taking photos or sharing memories then starting a blog could be a great new hobby for you and best of all is that it’s free. In fact you may find you can actually earn money from your blog (although this shouldn’t be your main motivator!)

The process of thinking about your life and recording your thoughts, feelings and emotions will help you become a better, deeper thinker. You’ll become more ‘mindful’ and fully appreciate special moments as you’ll want to document them in detail later on.

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Category: 2013

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Property man writes articles related to property , stock market and finance. if you like what you see do bookmark the blog and leave me a comment

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